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Learn More about Home Equity Lines of Credit (HELOCs)Rates
Rates at a Glance
50+ Interest Checking
Effective: 6/21/2023
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0+ | $25 | 0.10% | 0.10% |
Effective: 6/21/2023
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0+ | $25 | 0.10% | 0.10% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. There is no Minimum balance to obtain the APY. Minimum balance to open the account is $25.
Effective: 6/21/2023
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0+ | $25 | 0.10% | 0.10% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. There is no Minimum balance to obtain the APY. Minimum balance to open the account is $25.
Effective: 6/21/2023
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0.00 – $1,499.99 | $25 | 0.05% | 0.05% |
| $1,500.00+ | $25 | 0.30% | 0.30% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. Minimum balance to open the account is $25. Minimum balance to earn each APY is shown above.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | APY |
|---|---|---|
| $0 | Quarterly | 0.10% |
| $10,000 | Quarterly | 0.15% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. Minimum balance to open the account is $25. Minimum balance to earn each APY is shown above.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | APY |
|---|---|---|
| $1 | Quarterly | 0.25% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. There is no Minimum balance to obtain the APY. Minimum balance to open the account is $1.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | APY |
|---|---|---|
| $1 | Maturity (1 year) | 0.25% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. There is no Minimum balance to obtain the APY. Minimum balance to open the account is $1.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | APY |
|---|---|---|
| $2,500 | Monthly | 0.35% |
| $10,000 | Monthly | 1.00% |
| $25,000 | Monthly | 1.26% |
| $50,000 | Monthly | 2.02% |
| $100,000 | Monthly | 2.53% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. Minimum balance to open the account is $25. Minimum balance to earn each APY is shown above.
Effective: 10/16/2025
| Term | Minimum Balance | Compounding Frequency | APY |
|---|---|---|---|
| 3 Months | $1,000 | Maturity | 0.15% |
| 6 Months | $1,000 | Maturity | 0.10% |
| 7 Months | $1,000 | Maturity | 3.50% |
| 12 Months | $1,000 | Maturity | 0.15% |
| 13 Months | $1,000 | Annually | 3.70% |
| 18 Months | $1,000 | Annually | 0.20% |
| 24 Months | $1,000 | Annually | 0.40% |
| 30 Months | $1,000 | Annually | 0.40% |
| 33 Months | $1,000 | Annually | 2.50% |
| 36 Months | $1,000 | Annually | 0.45% |
| 48 Months | $1,000 | Annually | 0.45% |
| 60 Months | $1,000 | Annually | 2.75% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
Minimum balance to obtain the APY is $1,000. Minimum balance to open the account is $1,000. A penalty may be imposed for early withdrawal.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | APY |
|---|---|---|
| $1,000 | Quarterly | 0.50% |
| $10,000 | Quarterly | 1.00% |
| $25,000 | Quarterly | 1.26% |
| $50,000 | Quarterly | 2.02% |
| $100,000 | Quarterly | 2.52% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
The rates may change after the account is opened. Minimum balance to open the account is $1,000. Minimum balance to earn each APY is shown above. A penalty may be imposed for early withdrawal.
Effective: 10/16/2025
| Term | Minimum Balance | Compounding Frequency | APY |
|---|---|---|---|
| 6 Months | $100 | Maturity | 0.10% |
| 7 Months | $100 | Maturity | 3.50% |
| 12 Months | $100 | Maturity | 0.15% |
| 13 Months | $100 | Annually | 3.70% |
| 18 Months | $100 | Annually | 0.20% |
| 24 Months | $100 | Annually | 0.40% |
| 30 Months | $100 | Annually | 0.40% |
| 36 Months | $100 | Annually | 2.50% |
| 48 Months | $100 | Annually | 0.45% |
| 60 Months | $100 | Annually | 2.75% |
APY = Annual Percentage Yield. Fees may reduce earnings on the account.
Minimum balance to obtain the APY is $100. Minimum balance to open the account is $100. A penalty may be imposed for early withdrawal.
Effective: 12/20/2024
| Term | Interest Rate | APR | Monthly Payment per $100,000 | Number of Payments |
|---|---|---|---|---|
| 15 Years | 5.750% | 5.801% | $830.41 | 180 |
| 20 Years | 5.850% | 5.891% | $707.80 | 240 |
| 30 Years | 6.000% | 6.031% | $599.55 | 360 |
APR = Annual Percentage Rate.
Payments do not include taxes and insurance. Actual payment obligations may be greater.
Effective: 12/20/2024
| Term | Interest Rate | APR | Monthly Payment per $100,000 | Number of Payments |
|---|---|---|---|---|
| 20 Years | 6.000% | 5.972% | $716.43 | 240 |
| 30 Years | 6.000% | 5.985% | $599.95 | 360 |
APR = Annual Percentage Rate.
Payments do not include taxes and insurance. Actual payment obligations may be greater.
Effective: 12/20/2024
| Term | Interest Rate | APR | Monthly Payment per $10,000 | Number of Payments |
|---|---|---|---|---|
| 5 Years | 5.500% | 5.500% | $191.01 | 60 Months |
| 10 Years | 5.750% | 5.750% | $109.77 | 120 Months |
| 15 Years | 5.850% | 5.850% | $83.58 | 180 Months |
| 20 Years | 6.000% | 6.000% | $71.64 | 240 Months |
APR = Annual Percentage Rate.
Payments do not include taxes and insurance. Actual payment obligations may be greater.
Effective: 12/20/2024
| Product | Interest Rate | APR |
|---|---|---|
| Home Equity Line of Credit | 7.500% | 7.500% |
APR = Annual Percentage Rate.
Annual Percentage Rate is variable and may change at any time.
Introductory Rate of 4.99% APR for first 3 months. Fully indexed rate is 7.500% APR.
Maximum Annual Percentage Rate that can apply during this plan is 15.00%
Effective: 12/20/2024
| Term | Interest Rate | APR | Monthly Payment per $1,000 | Number of Payments |
|---|---|---|---|---|
| 1-5 Years | 8.750% | 8.750% | $20.64 | 60 |
APR = Annual Percentage Rate.
Effective: 12/20/2024
| Product | Interest Rate | APR |
|---|---|---|
| Personal Unsecured Line of Credit | 10.750% | 10.750% |
APR = Annual Percentage Rate.
Annual Percentage Rate is variable and may change at any time.
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | Interest Rate |
|---|---|---|
| $1.00 | Monthly | 0.15% |
| $5,000 | Monthly | 0.20% |
| $10,000 | Monthly | 0.25% |
| $25,000 | Monthly | 0.30% |
Effective: 6/21/2023
| Minimum Balance | Compounding Frequency | Interest Rate |
|---|---|---|
| $2,500 | Monthly | 0.35% |
| $10,000 | Monthly | 1.00% |
| $25,000 | Monthly | 1.26% |
| $50,000 | Monthly | 2.02% |
| $100,000 | Monthly | 2.53% |