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You need lenders you can trust — not corporate strangers. Buy a home with help from your local bank.

Key Features

Competitive Rates

Local Decisions

Fast Closings

  • Competitive rates for home purchase, refinancing, or construction
  • Wide range of mortgage options, including:
    • Fixed and adjustable rates
    • First-time homebuyer specials
  • Bi-weekly payments available to reduce interest paid
  • No pre-payment penalty
  • Friendly loan advisors with working knowledge of local real estate
  • Pre-qualification available for extra confidence when it comes to securing financing
  • Local decision-making and fast closings
  • Central Pennsylvania service for a personalized experience 

Altoona First Online Mortgage Center

Learn more, find informative resources, and apply online at the Altoona First Bank Mortgage Web Center.

Altoona First is committed to making home ownership a reality for everyone in Central Pennsylvania. If you are purchasing your first home, we will walk you through the process so you can make the best decisions. And we'll save you money!

  • No points
  • Low closing costs
  • Low down payment
  • No private mortgage insurance (PMI)
  • Competitive fixed rates
  • Competitive rates for home construction
  • One-time closing for both construction loan and final mortgage
  • Available for primary residence or second home construction
  • Payments are interest-only during construction phase
  • Local decision-making and fast processing
  • Central PA service for a personalized experience

The National Mortgage Licensing System and Registry ("NMLS") was established as part of the SAFE Act. It allows consumers to be confident they are interacting with a mortgage lender who has been registered with the NMLS and is authorized to originate mortgage loans. Altoona First Savings Bank’s NMLS Number is 781939. Following is a listing of Mortgage Loan Originators:

Office Lender Name NMLS
Logan Blvd. Terry A. Drass 786346
Logan Blvd. Jessica Altman 792051
Duncansville Louisa Lobre-Riley 1703864
Duncansville Mary Ann Hughey 786348
Duncansville Shannon M. Block 786347
Bedford Allen D. Harr 786352
Bedford Janet M. Ritchey 786351
Martinsburg Nancy J. Barnett 786350
Martinsburg Bonnie K. Risser 786349
Everett Patricia Ritchey 786353
Everett Denise Mock 786354