Home Mortgage Loans

• Competitive rates for home purchase, refinancing, or construction
• Wide range of mortgage options, including:
  • Fixed and adjustable rates
  • First-time homebuyer specials
• Bi-weekly payments available to reduce interest paid
• No pre-payment penalty
• Friendly loan advisors with working knowledge of local real estate
• Pre-qualification available for extra confidence when it comes to securing financing
• Local decision-making and fast closings
• Central Pennsylvania service for a personalized experience 

Altoona First is committed to making home ownership a reality for everyone in Central Pennsylvania. If you are purchasing your first home, we will walk you through the process so you can make the best decisions. And we'll save you money!

• No points
• Low closing costs
• Low down payment
• No private mortgage insurance (PMI)
• Competitive fixed rates

• Competitive rates for home construction
• One-time closing for both construction loan and final mortgage
• Available for primary residence or second home construction
• Payments are interest-only during construction phase
• Local decision-making and fast processing
• Central PA service for a personalized experience

The National Mortgage Licensing System and Registry ("NMLS") was established as part of the SAFE Act. It allows consumers to be confident they are interacting with a mortgage lender who has been registered with the NMLS and is authorized to originate mortgage loans. Altoona First Savings Bank’s NMLS Number is 781939. Following is a listing of Mortgage Loan Originators: