Join Our Team

We love our Altoona First Savings Bank team and are always looking for motivated, service-oriented people to join us! Our highest priority is exceeding customer service expectations, so we seek highly-motivated individuals eager to serve in our community-focused approach.

If this sounds like you, look at our open positions below and send us an application along with your resume by email or mail.

How to Apply

Please review the open positions below. If you are interested in any of the opportunities listed please download and complete our employment application.

Once completed, email it along with your personal resume to: HR@altoonabank.com

Or mail in applications to:

Justin Blackburn, Executive Vice President & Chief Operating Officer
Altoona First Savings Bank
203 North Logan Blvd.
Altoona, PA 16602

Telephone inquiries will not be accepted.

Current Open Positions

Teller

Job Summary

Join our dynamic banking team as a Bank Teller, where your enthusiasm and dedication will drive exceptional customer experiences and support our financial operations. In this vital role, you will serve as the first point of contact for clients, handling daily cash transactions, providing personalized financial services, and fostering strong customer relationships. Your proactive approach and attention to detail will ensure smooth banking processes while promoting our full suite of financial products. This position offers an exciting opportunity to develop your skills in retail banking and customer service within a strong community banking environment.

Responsibilities

  • Operate and balance a cash drawer with precision and integrity
  • Deliver outstanding customer service by greeting clients warmly, addressing inquiries, and providing clear information about banking products and services
  • Conduct basic math calculations swiftly to process transactions efficiently and accurately using financial software
  • Identify opportunities for cross-selling banking products to meet client needs and enhance their financial well-being; no cold calling or sales goals
  • Professionally refer customers seeking commercial loan services, real estate loans, and merchant accounts
  • Ensure compliance with bank policies

Experience/Skills

  • Prior experience in retail banking or financial services is preferred but not required; we value enthusiasm for learning and a proactive attitude
  • Strong customer service skills with the ability to communicate clearly and build rapport with clients
  • Demonstrated proficiency in basic math and cash handling
  • Ability to multitask efficiently in a fast-paced environment while maintaining accuracy and attention to detail
  • Commitment to being part of a strong team

Work Location

  • On-site position at the Bank’s Corporate Office
  • Location: 203 N Logan Blvd, Altoona, PA 16602

Commercial Credit Underwriting Manager

Job Summary

Altoona First Savings Bank is seeking an experienced Commercial Credit Underwriting Manager to oversee commercial credit underwriting, loan structuring, and ongoing portfolio management. This role is responsible for ensuring consistent credit analysis, sound loan structures, regulatory compliance, and strong risk management practices across the commercial loan lifecycle.

The ideal candidate brings deep commercial credit expertise, strong leadership capabilities, and a commitment to relationship-based community banking.

Key Responsibilities

Credit Analysis & Underwriting Oversight

  • Oversee and perform analysis of commercial loan requests using Sageworks and other approved tools
  • Review loan structures, terms, pricing, collateral, and risk alignment with Bank policy
  • Ensure underwriting narratives, risk ratings, and supporting documentation are complete and accurate
  • Review commitment letters for accuracy and policy compliance

Loan Processing, Documentation & Booking

  • Oversee loan setup, documentation review, booking, and imaging
  • Ensure all required documents are properly executed and scanned
  • Identify and resolve loan corrections including payments, rate changes, and booking errors
  • Review and approve loan draws and advances in accordance with approval terms

Portfolio Monitoring & Servicing

  • Ensure timely completion of annual reviews, covenant testing, and risk rating validation
  • Oversee participation loan servicing, including payments and coordination with lead banks
  • Monitor demand loans approaching maturity and expired loans
  • Track maximum credit exposures and compliance with internal limits

Reporting & Reconciliations

  • Review and manage recurring reports including:
    • Expired loans
    • Missing documentation
    • Demand loan maturities
    • UCC-1 filings and continuations
  • Perform general ledger balancing related to loan activity

Compliance, Audit & Risk Management

  • Support internal and external audits, exams, and loan reviews
  • Ensure corrective actions are implemented and documented
  • Maintain compliance with regulatory requirements and internal policies

Annual & Periodic Responsibilities

  • Coordinate annual financial information requests
  • Review portfolio trends and credit concentrations for senior management and Board reporting

Qualifications

Preferred Qualifications

  • Bachelor’s degree in Finance, Accounting, Business, or related field (or equivalent experience)
  • Minimum 5 years of commercial credit underwriting experience in a banking environment
  • Strong knowledge of commercial loan structures, cash flow analysis, and collateral evaluation
  • Experience with credit analysis platforms
  • Prior supervisory or managerial experience
  • Experience with SBA lending and/or participation loans

Knowledge, Skills & Competencies

  • Strong analytical and critical-thinking skills
  • High attention to detail and sound judgment
  • Excellent written and verbal communication skills
  • Ability to manage multiple priorities in a regulated environment
  • Commitment to ethical standards and credit quality

Work Location & Schedule

  • On-site position at the Bank’s Corporate Office
  • Location: 203 N Logan Blvd, Altoona, PA 16602
  • Periodic extended hours may be required during audits or peak workload periods

Altoona First Savings Bank offers an excellent benefits package.

Altoona First Savings Bank is an equal employment opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law. We maintain a drug-free workplace environment and perform pre-employment substance abuse testing.