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APY = Annual Percentage Yield. Rates effective as of 6/29/2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum to Open Interest Rate APY
0 - $10,000 $1 2.72% 2.75%
$10,000+ $1 0.50% 2.75% to 0.59%
All balances if qualifications not met $1 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Disclosure

Kasasa Saver*Learn More

Balance Minimum to Open Interest Rate APY
0 - $25,000 $1 1.24% 1.25%
$25,000+ $1 0.30% 1.25% to 0.39%
All balances if qualifications not met $1 0.05% 0.05%

 

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Disclosure

Statement Savings AccountLearn More

Minimum Balance Compounding Frequency APY
$1 Quarterly 0.25%
$10,000 Quarterly 0.30%

Savings AccountsLearn More

Account Minimum Balance Compounding Frequency APY
Kids Savings Account $1 Quarterly 0.25%
Club Accounts $1 Maturity (1 year) 0.30%

Money MarketLearn More

Minimum Balance Compounding Frequency APY
$2,500 Monthly 0.33%
$10,000 Monthly 0.57%
$20,000 Monthly 0.71%
$40,000 Monthly 0.86%
$60,000 Monthly 1.06%
$100,000 Monthly 1.15%

Certificates of Deposit (CDs)Learn More

Term Minimum Balance Compounding Frequency APY
3 Months $1,000 Quarterly 0.25%
6 Months $1,000 Semi-Annually 0.50%
12 Months $1,000 Annually 0.75%
18 Months $1,000 Annually 0.85%
24 Months $1,000 Annually 0.95%
30 Months $1,000 Annually 1.05%
36 Months $1,000 Annually 1.20%
48 Months $1,000 Annually 1.50%
60 Months $1,000 Annually 1.60%

12-Month Variable Rate CDLearn More

Minimum Balance Compounding Frequency APY
$1,000 Quarterly 0.95%
$5,000 Quarterly 1.05%
$10,000 Quarterly 1.25%
$25,000 Quarterly 1.39%
$50,000 Quarterly 1.48%
$100,000 Quarterly 1.58%

Individual Retirement Accounts (IRAs)Learn More

Term Minimum Balance Compounding Frequency APY
6 Months $100 Semi-Annually 0.50%
12 Months $100 Annually 0.75%
18 Months $100 Annually 0.85%
24 Months $100 Annually 0.95%
30 Months $100 Annually 1.05%
36 Months $100 Annually 1.20%
48 Months $100 Annually 1.50%
60 Months $100 Annually 1.60%

Business Checking with InterestLearn More

Minimum Balance Compounding Frequency APY
$1.00 Monthly 0.15%
$5,000 Monthly 0.20%
$10,000 Monthly 0.25%
$25,000 Monthly 0.30%

Interest on Lawyer Trust Accounts (IOLTA)Learn More

Minimum Balance Compounding Frequency APY
$1.00 Monthly 0.25%