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Rates Calculator

Save year-round for a vacation or the holidays — so you can focus on fun instead of money woes.

Key Features

  • Automatic Savings
  • No Monthly Maintenance Fees
  • Digital Banking
  • Set aside year-round for Christmas or vacation expenses
  • Earn competitive interest on entire balance
  • No monthly maintenance fees
  • No minimum balance requirements
  • Set up automatic drafts from Altoona First checking or savings account
  • Christmas club funds disbursed in October
  • Vacation club funds disbursed in April
  • Interest penalty for early withdrawal
  • Free digital banking
  • $1 minimum deposit to open