Overdraft Protection

We all make mistakes occasionally. So why do corporate megabanks punish you for not being perfect? Altoona First's overdraft plan is designed to protect you without outlandish fees.

We simply link your savings account to your checking account. Anytime you might overdraft, we automatically sweep available funds into your checking account to prevent the overdraft.

Summary
  • Eliminates costly return-check fees
  • Prevents embarrassment of declined or returned checks
  • No charge when not used
  • Only $3 transaction fee per use, saving significant money over fees
  • Automatic transfer to cover overdraft