First Pay Online Bill Pay
We'd be disingenuous to say First Pay Online Bill Pay is fun. But we're totally in the clear to say it's the fastest, easiest, most hassle-free way to pay all your bills.
Save money on stamps while saving yourself a tremendous amount of time. You can set up regular payees and pay them all from one secure website. Make your life easier with online bill pay today.
- Summary
- Free for all internet banking customers
- Pay any company, person, or bank
- Set up recurring payments
- Schedule payments in advance
- Establish due date reminders to avoid late fees
- Dedicated support line
- Save money on postage
- Reduce paper waste
- Pay all bills in just minutes
- Highest level of security
- Available 24/7 from any internet-enabled computer
Get a sneak peek of how it works with this First Pay Bill Pay online demo.
For additional assistance, feel free to call us at (814) 943-5411 or contact your local branch office. Support hours are Monday thru Friday from 8:30 am to 4:30 pm EST.
- FAQs
Is online bill pay free?
Altoona First Savings Bank provides First Pay free to our retail customers who have direct deposit and also to our commercial customers. Please refer to the First Pay Agreement and Disclosure for other charges related to First Pay.
Is online bill pay secure?
Online bill pay is recommended by security experts as one of the safest ways to pay your bills. According to research, 90 percent of identity theft doesn't occur through the Internet. Identity thieves still use the tried and true methods of stealing mail or discarded trash. Combined use of online banking and online bill pay helps to protect consumers against identity theft and check fraud. For additional security, online bill pay requires 128-bit encryption and personalized log-in information. — Research gathered by Javelin Strategy & Research.
How are payments sent?
Payments are sent two ways: electronic and paper check. On average, electronic payments are sent to more than 70% of payees. For payees who can only accept checks, the subscriber's account is debited electronically and an authorized paper check is issued on behalf of the subscriber.
What are the benefits of electronic payments?
Electronic is the fastest payment method for subscribers and greatly reduces the risk of human error. Electronic payments are received by the payee within 2-3 business days.
What are the benefits of check payments?
Check payments allow you to pay anyone through your First Pay account. No more postage or trips to the post office. Plus, checks payments through online bill pay are electronically recorded, may be stopped before 2 p.m. Eastern time on the date they are scheduled to process, and are virtually tamper resistant. The estimated arrival time for checks is based upon the payee's zip code and is displayed while you schedule a payment.
Are online bill payments guaranteed?
Online bill payments are not guaranteed by the US Postal Service or Automated Clearing House Network (ACH). However, online bill pay offers a payment success rate of 99.99% and greatly reduces the risk of human error. In the event a check payment is not received, First Pay support will stop and re-issue the payment, as well as provide proof of processing to the payee. First Pay also provides a history of your payments and payment information is integrated directly into account statements.
When can payments be scheduled?
Payments may be submitted at any time, day or night. All payments should be scheduled according to process date and not according to due date. For example, payments should be scheduled to process before the actual due date. Estimated arrival times are automatically displayed during the scheduling process. We recommend scheduling first payments in advance to ensure timely delivery. Payments are electronically debited from your account on the process date. For same-day processing, payments must be scheduled before 3 p.m. Eastern time.
Who can I pay with online First Pay?
With First Pay, you can pay virtually anyone with a current address within the continental United States, Alaska, Hawaii, and Puerto Rico. Under federal regulations, the following types of payments are excluded: alimony, child support, liens, taxes, or other governmental fees or court ordered payments.
