Mortgage Loans

You wouldn't give your house keys to a complete stranger. So why entrust your home loan to an unseen decision-maker in some other state? At Altoona First, all decisions are made locally by a neighbor you meet and trust.

We tailor a mortgage specific to you, and our competitive rates are designed to keep your payments as low as possible. In short, we make the loan process worry-free and easy, so you can focus on the fun stuff...like paint and flooring options.

Summary

• Competitive rates
• Wide range of mortgage options
• Fixed and adjustable rates
• Local decision-making
• Local service for fast closings
• Individualized attention at every step
• First time homebuyer specials
• Bi-weekly payments available to reduce interest paid
• No pre-payment penalty
• Terms up to 40 years for lower payments

Altoona First Online Mortgage Center

Learn more, find informative resources, and apply online at the Altoona First Bank Mortgage Web Center.

First Time Homebuyer

Altoona First is committed to making home ownerships a reality for everyone in Central Pennsylvania. If you are purchasing your first home, we will walk you through the process so you can make the best decisions.

Perhaps more importantly, we'll save you money!

• No points
• Low closing costs
• Low down payment
• No private mortgage insurance (PMI)
• Competitive fixed rates