First Rewards Checking

The name says it all. First Rewards Checking is free, high-interest checking that really pays. Earn 2.75% APY*, receive nationwide ATM fee refunds** and never worry about a minimum balance to earn rewards.

Summary

If you're looking for real value, you won't find a better account than First Rewards Checking.

  • High monthly interest: 2.75% APY*
  • No minimum balance to earn rewards
  • Nationwide ATM fee refunds**
  • Free online banking
  • Direct deposit available
  • FDIC Insured

Just do these simple things each monthly qualification cycle:

  • Have at least 10 check card purchases post and clear
  • Receive eStatements
  • Have at least 1 automatic payment or direct deposit post and clear

View our Qualification Calendar.

*Minimum balance to open account is $1.00. Annual Percentage Yield (APY) accurate as of 8/25/2011. Rate tiers are as follows: 2.75% APY applies to balance of $0.01 - $10,000 and 2.75% APY - 0.50% APY applies to balances over $10,000 if qualifications are met each monthly cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. Intra-bank transfers do not count as qualifying transactions. **ATM fee refunds up to $10 provided only if qualifications are met within the monthly qualification cycle.