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When you're growing and running your business, you shouldn't have to worry about your banking. Altoona First Savings Bank offers the banking products and services you need to help your business grow while maintaining a level of personal service that is second to none. Stop by one of our local offices and discover what Altoona First can do for your business.
DEPOSIT ACCOUNTS
Finding a bank to meet all the needs of your growing business while maintaining a personal banking relationship may seem like quite a challenge—Altoona First makes it easy. We offer the products and services of our competitors with an unparalleled ability to maintain a personal relationship with our customers. Take a look at Altoona First, and you'll find what you're looking for.
Business Checking (Commercial Account Analysis)
Designed to meet the needs of corporations, partnerships and other business entities
No minimum balance requirement
Competitive monthly earnings credit
Competitively priced
Immediate credit for deposited funds
Business Checking with Interest
Designed to meet the needs of sole proprietors and non-profit organizations
No minimum balance requirement
Competitively tiered interest rates >Rate Info
Competitively priced
Immediate credit for deposited funds
Money Market Deposit Accounts
An Altoona First MMDA is great for the business customer who maintains a higher balance and writes fewer checks. With our MMDA you will earn an attractive rate of interest that stays competitive with the market. Rates are tiered based on the balance in your account providing you the opportunity to earn an even greater yield on your investment. >Rate Info
Statement Savings
Altoona First offers a suite of savings accounts to meet the financial needs of your business. Our statement savings offers competitive rates and the convenience of a detailed statement.
Interest on Lawyer Trust Accounts
Altoona First offers IOLTA accounts for lawyer trusts. Funds are handled according to the guidelines set by the PA IOLTA Board. >Rate Info
LENDING
Altoona First offers a full range of lending services for small business because we understand that the needs of your business are unique. We are committed to the businesses in our community and strive to offer products and services to help you start or grow your business. Lending decisions are made locally by individuals who are part of this community and are only a phone call away.
We call Central Pennsylvania home and we appreciate the importance of having successful businesses in this area. Our products reinforce this by being customized to assist the borrower in a team effort towards success.
Term Loans
We offer short-term and long-term financing solutions priced competitively to work for you. Our term loan rates are competitive and our terms are flexible to meet whatever your business needs may be.
Business Line of Credit
Establish a revolving line of credit to deal with unexpected expenses or simply to have the freedom to act quickly when you need immediate access to funds. Our line of credit is the convenient way to pay for additional inventory, equipment purchases or even travel expenses.
Demand Loans
Altoona First offers short term demand loans to cover cash-flow shortages or acquire product inventory.
Letters of Credit
Altoona First offers Letters of Credit to assist businesses in meeting the performance requirements of third parties or vendors. A Letter of Credit is a document issued by the bank for a specific amount and term and it serves as an irrevocable guarantee of payment to a named beneficiary. They are often used in lieu of cash deposits or performance bonds.
SERVICES
Merchant Services
Altoona First Savings Bank is big enough to offer you the technology and options you want but small enough to give you the level of service you need. Our Merchant Services allow you to tap in to the growing trend of credit and debit card usage, and service more customers more conveniently than ever before. Imagine being able to accept any major credit card for any purchase, wherever your business takes you!
Business VISA Check Card
Altoona First Business VISA® Check Card works just like a check, and is accepted at millions of merchants worldwide. Purchase amounts are automatically deducted from your checking account, and all transactions are detailed on your monthly checking account statement with the merchant name, date, and amount.
First Net Internet Banking
Access your Altoona First accounts any time of the day or night from nearly anywhere in the world. View recent transactions, transfer funds or make loan payments all online. >Learn More
First Pay Bill Pay
Make paying your bills quick and easy. Try First Pay today! >Learn More
First Phone Telephone Banking
First Phone gives you easy access to all your Altoona First accounts—24 hours a day, 7 days a week. With First Phone you can perform most of your banking transactions from your home, office, car or even while on vacation! >Learn More
